Spotlight Issue 3: EthicHub
A newsletter spotlighting individuals, organizations, and projects at the frontier
EthicHub is a regenerative finance protocol with a mission to help unbanked farmers access capital from a global pool of lenders.
EthicHub is a ReFi (Regenerative Finance) protocol helping unbanked farmers access capital at low interest rates in a win/win model where all stakeholders benefit from interacting. Its crowdlending platform was launched in June 2018, and to date (January 2023) it has intermediated over $3M in micro loans to more than 600 families in 5 countries.
By leveraging the power of blockchain technology and smart contracts, lenders from all over the world are able to invest in the productivity of unbanked smallholder farmers, providing them access to affordable capital with minimised risk loans, all enabled by EthicHub’s Compensation System. It provides a liquid collateral to the lender’s capital in the form of staking Ethix, its own token.
Through EthicHub’s protocol, anyone can lend capital to the farmers and/or stake collateral on their behalf in the form of Ethix to secure the farmers’ loans. EthicHub also provides farmers with access to added value markets so they are no longer the weakest link in the supply chain.
Recent News
Facilitating access to financial services to our small unbanked communities
EthicHub connects decentralized finance (DeFi) to the real world